Discount term life insurance
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No dues dollars are ever used to support NEA Member Benefits programs.
Life Insurance Programs
NEA DUES-TAB® Insurance* provides up to $1,000 of FREE life insurance coverage and up to $5,000 of accidental death and dismemberment coverage to eligible members. You can also receive up to $50,000 of accidental death and dismemberment insurance while serving on the job or as an Association leader, and up to $150,000 if death is caused by homicide while on the job. All at no cost to the NEA member. For more information or to register your beneficiary, visit www.neamb.com/insurance/linall.jsp.
NEA Group Term Life Insurance Plan:* Receive up to $300,000 of decreasing term life insurance at affordable group rates with the NEA Term Life Insurance Plan. For more information or to apply, visit www.neamb.com/insurance/product7.jsp.
With an NEA Preferred Term Life Insurance Plan* you get BOTH a level premium and a level benefit. Ten-, fifteen- and twenty-year terms available up to age 80 for $100,000, $250,000 and $500,000 coverage amounts. Higher coverage amounts are available. For more information, visit www.neamb.com/insurance/ptlpge.jsp.
With the NEA Level Premium Group Term Life Insurance Plan* you can choose $50,000 to $300,000 for a 10- or 20-year term of term life insurance. Premiums won’t increase and benefits won't decrease for the entire term. For more information, visit www.neamb.com/insurance/linlpr.jsp.
With the NEA AD&D Insurance Plan* you and your entire family can be covered 24/7 no matter where you travel. Plans start at $19 a year. For more information, visit www.neamb.com/insurance/product1.jsp.
NEA Premier Accidental Death Insurance Plan:* A Low cost way to provide meaningful protection against accidental death with web-only rates starting as low as $13.95 a month. Coverage choices of $250,000, $500,000, $750,000 and $1,000,000 — highest AD insurance ever offered to members. NO medical exam or medical questions to answer. Acceptance guaranteed for all eligible members up to age 70. Rates won't ever increase due to your age or health. Visit www.neamb.com/insurance/premieradpge.jsp.
The NEA Guaranteed Issue Life Plan* provides up to $10,000 or $20,000 guaranteed coverage for NEA members ages 50 and older. For more information, visit www.neamb.com/insurance/lingil.jsp.
The NEA MemberCare® Long-Term Care Insurance Program helps pay for nursing home, assisted living and home health care expenses. For more information, visit www.nealtc.com.
The NEA MemberCare® Medicare Supplement Insurance Program,* underwritten by the NEA Members Insurance Trust®, helps fill the hospital and medical gaps left by Medicare and provides additional discounts not offered by other plans. Why settle for less coverage from another provider when you can have better coverage at about the same cost? For more information, visit www.neamb.com/insurance/mcspge.jsp.
The NEA MemberCare® In-Hospital Plan was designed to help pay the extra expenses associated with hospital stay not covered by your regular health insurance. Most members under age 70 are guaranteed acceptance. The plan, underwritten by The Hartford, lets you choose a benefit amount from $20 to $120 a day for up to a year at a time at low group rates. For more information, visit www.neamb.com/insurance/mcipge.jsp.
NEA MemberCare® Critical Illness Benefit protects against the expense of serious illness without the unfair restriction of profit-inflating premiums of many plans on the market. This supplemental insurance plan for members age 65 and under helps you protect your savings from the catastrophic effects of serious illness. For more information, visit www.neamb.com/insurance/mccpge.jsp.
The NEA Income Protection® Plan provides income when you are unable to work due to illness or injury. For more information, visit www.neamb.com/insurance/ipppge.jsp.
NEA Homeowners Insurance provides inflation-proof protection for your valuables — at school or at home. For more information, visit www.neamb.com/insurance/hinpge.jsp.
The NEA Members Auto & Home Insurance Program® provides specially negotiated rates and benefits to meet the needs of educators. Some of the custom features include exclusively designed educator-based rates, summer skip payment options and a 24-hour emergency claims service. For more information or to discuss your auto or home insurance needs, visit us at www.neamb.com/insurance/aplus.jsp or call toll-free at 1-800-877-7345.
*Provided by the NEA Members Insurance Trust®
Financial Services Programs
The NEA-Sponsored CD from MBNA America Bank offers some of the highest yields in the nation along with FDIC insurance up to $100,000 per depositor. For more information, visit www.neamb.com/savings/gold_cd.jsp.
Earn some of the highest yields in the nation with the NEA-Sponsored Money Market Account from MBNA America Bank. First time account holders are eligible to receive a 60-day introductory bonus rate. You'll also enjoy the safety of FDIC insurance up to $100,000 per depositor. For more information, visit www.neamb.com/savings/mm_account.jsp.
With the new NEA WorldPoints Platinum Plus® Credit Card, you have a world of rewards to choose from. For every purchase dollar you charge you earn reward points, which can be redeemed for: cash, travel, or merchandise. For more information about the costs associated with the use of the card, or to apply, call NEA Financial Services at 1-800-637-4636, Monday - Friday, 8 a.m. to 8 p.m. (or Saturday 9 a.m. to 1 p.m.) ET. Visit www.neamb.com/credit/index.jsp.
Receive preferred rates and no annual fee with the NEA Platinum Plus® VISA, NEA School Days® VISA, and NEA-Retired® VISA Credit Cards. For more information about the costs associated with the use of the cards, or to apply, call NEA Financial Services at 1-800-637-4636, Monday - Friday, 8AM to 8PM (or Saturday, 9AM to 1PM) ET. Visit www.neamb.com/credit/index.jsp.
Get a new mortgage or refinance your existing mortgage through the NEA Home Financing Program®. Call today to find out why NEA members rate the program so highly! Also, be sure to ask about the complimentary NEA Getaway hotel package, a member bonus you'll get after closing on your new mortgage or refinance! Reverse mortgages for seniors are also available. For more information, visit www.neamb.com/loans/hmfpge.jsp.
Home Equity Loans for NEA Members — If you're a homeowner, you can use a tax-deductible home equity loan or line of credit to pay for home improvement projects, pay off high-interest debt, buy a car, or pay college tuition. For more information on home equity loans for NEA members visit www.neamb.com/loans/.
The NEA Personal Loan® offers preferred annual percentage rates with low, affordable monthly payments on loans from $3,000 to $25,000, based on your creditworthiness. Receive a loan decision in as little as 10 minutes. No collateral is needed. For more information, visit www.neamb.com/loans/p_loan.jsp.
Apply for the NEA Line of Credit® Account with a credit line from $500 to $25,000 (bas
